Ingredients:

        * 1 lb Hamburger, browned
        * 1 can refried beans
        * Salsa and / or Taco sauce
        * Packet of Taco Seasoning
        * 8 oz Cream Cheese
        * Shredded Lettuce, Diced Tomatos, Diced Onions, Grated Cheese

Instructions:
        * Brown Hamburger and drain.
        * Mix in refried beans.
        * Pam an oblong cake pan
        * Put hamburger mixture in cake-type pan.
        * Put a layer of salsa and / or taco sauce on hamburger layer.
        * Soften the cream cheese and mix with a packet of taco seasoning.
        * Put cream cheese mixture on salsa mixture
        * Put another layer of salsa or taco sauce
        * Garnish dish with lettuce, tomatos, onions, and cheese.
        * Serve with Tortilla chips and beer (if desired)